a:link, a:hover, a:active {
	color: #CC0000;
	text-decoration: underline;
}

a:visited {
	color: #CC0000;
	text-decoration: underline;
}

body {
	margin-top: 0px;
}

h1 {
	color: #000000;
	font-size: 18px;
	font-weight: bold;
	margin-bottom: 5px;
	margin-top: 0px;
}

h1, h2, h3, h4, h5, p, td, html {
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
}

h2 {
	color: #CC3300;
	font-size: 14px;
	font-weight: bold;
	margin-bottom: 0px;
	margin-top: 11px;
}

h3 {
	color: #999966;
	font-size: 12px;
	font-weight: bold;
}

h4 {
	color: #333333;
	font-size: 12px;
	font-weight: normal;
}

img {
	border: none;
}

p, ul {
	font-size: 12px;
}

#footer {
	background-color: #660000;
	color: #FFFFFF;
	font-size: 11px;
	font-weight: bold;
	padding-bottom: 10px;
	padding-left: 10px;
	padding-right: 10px;
	padding-top: 10px;
	text-align: center;
}

#footer  a:link, #footer a:visited {
	color: #FFFFFF;
	font-size: 11px;
	font-weight: bold;
	text-decoration: none;
}

#intro{
	margin: 0px 25px 15px 25px;
}

#intro p {
	margin-top: 5px;
	margin-bottom: 5px;
}

#leftcol {
	background-color: #999966;
	height: 375px;
	padding: 28px 20px 20px 20px;
	vertical-align: top;
	width: 36%;
}

#leftcol-home {
	background-color: #999966;
	background-image: url(../images/logo-bg-2.gif);
	background-repeat: repeat;
	height: 375px;
	vertical-align: top;
	width: 50%;
}

#mainbody {
	background-color: #FFFFFF;
	padding: 20px 20px 20px 20px;
	vertical-align: top;
	width: 599px;
}

#masthead {
	background-color: #660000;
	padding: 15px 0px 5px 0px;
}

#nav-home {
	margin: 28px 25px 25px 75px;
}

#nav-home a:link, #nav-home a:visited,
#nav a:link, #nav a:visited {
	color: #FFCC33;
	text-decoration: none;
}

#nav-home a:hover, #nav a:hover {
	color: #FFFF99;
	text-decoration: underline;
}

#nav-home h2 {
	color: #000000;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 18px;
	margin-bottom: 7px;
	margin-top: 7px;
}

#rates {
	width: 85%;
}

#rates-leftcol {
	width: 75%;
}

#rates-rightcol {
	width: 25%;
	font-weight: bold;
}

#rightcol {
	background-color: #FFFFFF;
	padding: 25px 25px 25px 25px;
	vertical-align: top;
	width: 64%;
}

#rightcol p{
	margin-top: 3px;
}

#rightcol-home {
	background-color: #FFFFFF;
	padding: 25px 25px 25px 25px;
	vertical-align: top;
	width: 50%;
}

#sidebar {
	background-color: #CCCCCC;
	width: 10px;
}

#testimonial {
	font-style: italic;
	margin-top: 0px;
}

#memberships {
	font-size: 10px;
}

#memberships a {
	text-decoration: none;
}